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76 Secrets

76 Secrets of U.S. Home Ownership
Table of Contents
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John Wake
49 Ways to Increase U.S. Home Ownership, Household Wealth, and Economic Growth
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John Wake
76 Secrets of U.S. Home Ownership - Conclusion
Let’s make home ownership boring again.
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John Wake
More Solutions - More Ways to Increase Home Ownership, Household Wealth, and Financial Stability
Stop Incentivising Speculation in All Forms
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John Wake
Solution #3 - Greatly Expand Non-Profit, Limited-Profit, Cooperative and Government-Owned Social Housing
Hard to Do in USA (apparently), Very Slow, but Eventually Effective and then Easy to Continue
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John Wake
The Mechanics of Changing American Mortgages
If it’s too difficult to change how all these different government agencies currently regulate mortgages, here are 2 alternatives.
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John Wake
Solution #2 - Redesign U.S. Mortgages to Maximize Home Ownership Instead of Home Sales
Not Easy But Effective
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John Wake
2
Solution #1 - One Tax Code for Single-Family Homes and Condos – Eliminate All Landlord-Only Tax Breaks
By Far the Easiest, Cheapest and Most Effective Solution
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John Wake
2
3 Solutions - U.S. Home Ownership
#1 - TAXES. Have “One Tax Code for Homes” for all single-family homes and condos – Eliminate all landlords-only tax breaks. Easy partial solution.
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John Wake
2
Secret #76 - A Huge Property Tax Loophole for Land Speculators
In a lot of places, including in metro Phoenix, property tax rates on land are often based on the land’s current use value instead of its current market…
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John Wake
2
Secret #75 – Many YIMBYs are Really NIMBYs
They Don't Want ANY New Houses Built Beyond Their Urban Growth Boundaries or in Their Greenbelts
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John Wake
4
Secret #74 – 6-Months of Inventory of Houses for Sale is a Lot More Than It Used to Be
With the internet and electronic signatures, the mechanics of the home buying process are far faster than during the 1980s real estate boom or during…
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John Wake
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