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A 'tax break" comes from the perspective that the wealth (property value, cash) really belongs to the government rather than the citizen and the government is "allowing" the citizen to keep their property. This is not a sentiment to which I subscribe. Give me a "break"!

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Hey John, great post! This maybe a minor point: I don't believe the interest on the cash out refinance is tax deductible unless it's used to make improvements on the property, or used to buy another property. So they can't pocket the cash tax free but has to be used for other investment.

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Thanks, Dan. I'll check it out.

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Dan, I corrected that sentence. Thanks!

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