Sitemap - 2024 - Real Estate Decoded
The Easiest Way To Make Homes More Affordable
Chapter 25 of "The Great Housing Hijack"
Chapter 24 of "The Great Housing Hijack"
Chapter 23 of "The Great Housing Hijack"
Chapter 22 of "The Great Housing Hijack"
Chapter 21 of "The Great Housing Hijack"
Chapter 20 of "The Great Housing Hijack"
Chapter 19 of "The Great Housing Hijack"
Chapter 18 of "The Great Housing Hijack"
Chapter 17 of "The Great Housing Hijack"
Chapter 16 of "The Great Housing Hijack"
Chapter 15 of "The Great Housing Hijack"
Chapter 14 of "The Great Housing Hijack"
Chapter 13 of "The Great Housing Hijack"
Chapter 12 of "The Great Housing Hijack"
Chapter 11 of "The Great Housing Hijack"
Chapter 10 of "The Great Housing Hijack"
Chapter 9 of "The Great Housing Hijack"
Chapter 8 of "The Great Housing Hijack"
Chapter 7 of "The Great Housing Hijack"
76 Secrets of U.S. Home Ownership
Chapter 6 of "The Great Housing Hijack"
Chapter 5 of "The Great Housing Hijack"
Chapter 4 of "The Great Housing Hijack"
Chapter 2 of "The Great Housing Hijack"
Chapter 1 of "The Great Housing Hijack"
49 Ways to Increase U.S. Home Ownership, Household Wealth, and Economic Growth
Interview on The Educated Homebuyer Podcast
76 Secrets of U.S. Home Ownership - Conclusion
More Solutions - More Ways to Increase Home Ownership, Household Wealth, and Financial Stability
The Mechanics of Changing American Mortgages
Solution #2 - Redesign U.S. Mortgages to Maximize Home Ownership Instead of Home Sales
3 Solutions - U.S. Home Ownership
Secret #76 - A Huge Property Tax Loophole for Land Speculators
Secret #75 – Many YIMBYs are Really NIMBYs
Secret #74 – 6-Months of Inventory of Houses for Sale is a Lot More Than It Used to Be
Secret #73 – Did the Internet Make the Real Estate Market LESS Rational!
Secret #72 – Most Developers Today Don’t Want to Build Inexpensive Houses
Secret #71 – Congress Almost Prevented 500,000 Foreclosures but the Financial Industry Stopped Them
Secret #70 - What You Can Do to Increase Home Ownership
Secret #69 – NAR Considers Landlord-Ownership to be "Home Ownership"
Secret #68 – 26% of Realtors™ Own Residential Properties for Investment
Secret #66 – The Housing Wealth Effect is a Double-Edged, Lopsided Sword
Secret #65 – The Fed Happily Destabilizes Family Wealth to Stabilize Wall Street
Secret #64 – The Fed’s Mandate is Stable Prices… EXCEPT House Prices
Secret #63 – How to Easily Increase Home Ownership for FREE!
Secret #62 – Tax Breaks for Landlords Increase Homelessness
Secret #60 – The Landlord Next Door Gets a Lot of Tax Breaks You Don’t
Secret #54 – The Great Real Estate Bubble Was Amazingly Symmetric – Prices Often Fell Like They Rose
Secret #53 – 1 Secret Reason for the 2000s Real Estate Bubble
Secret #52 – Housing Bubbles are Common Historically
Secret #51 – High House Prices Don’t Help Current Home Owners Much Unless They're Last-Home Sellers
Secret #50 – Housing Bubbles Hurt Older Home Owners, Too
Secret #47 – A Big Reason the Mortgage Industry Always Pushes for Higher-Foreclosure Mortgages
Secret #46 – Since Our Mortgage System is Nationalized, Shouldn’t We Get a Better Deal?
Secret #45 – The U.S. Mortgage Industry is Largely Nationalized
Secret #43 – Portable Mortgages Would Prevent Today’s Mortgage Lock-in Effect
Secret #42 – Mortgages are Only 20 Years Long in Many Countries
Secret #39 – The Real Reason for “Affordable” Higher-Foreclosure Mortgages
Secret #38 – The “Affordable” Mortgage Cycle
Secret #37 – Fallacy of Geographic Composition – Foreclosures
Secret #36 – Fallacy of Composition – Foreclosures
Secret #35 – When House Prices Go Up, Foreclosures Go Down
Secret #34 - The Mortgage Interest Tax Deduction Increases House Prices which Lowers Home Ownership
Secret #33 – Easier Mortgages Easily Turn Into Higher House Prices
Secret #32 – “Affordable” Mortgages are Affordable for the Government
Secret #31 – All Those Decades of “Affordable” Mortgages Didn’t Increase Home Ownership
Secret #29 – For Mortgages, “Affordable” is Code for “Higher-Foreclosure”
Secret #25 – The Black Home Ownership Rate is Higher Today in the South than in the North
Secret #23 – The 1968 Fair Housing Act had Very Weak Enforcement
Secret #22 – The National Association of Realtors Opposed the 1968 Fair Housing Act
Secret #21 – Redlining was a National Policy to Segregate the North
Secret #19 – Worse Than Redlining
Secret #18 – FHA was Extremely Racist
Secret #17 - U.S. Housing Policies Almost Moved Toward Vienna or Singapore in the 1960s
Secret #16 – Economic Fundamentals Explain Less Than Half of House Price Changes
Secret #15 – More Reasons Why House Prices Can Increase Surprisingly Fast
Secret #14 – Higher House Prices Can INCREASE Current Demand
Secret #13 – The Desire to Own the House You Live In is Extremely Price Inelastic
Secret #12 – Houses are Also an Investment Good
Secret #11 – The Supply of Houses Grows More Slowly than the Supply of Gold
Secret #10 – The Economics of Houses are Different
Secret #9 – The Fast and Slow Economic Fundamentals of House Prices
Secret #3 – For Black Home Ownership, “Affordable” Housing Policies Have Been Worse Than Jim Crow
Secret #2 – The Real Reason House Prices Skyrocketed After Covid